Debt vs. Dollars Duel
Compare investing your lump sum versus paying down debt
Scenario Setup
Time Horizon (years)
Lump Sum ($)
Investment Type
Rental Property
Index Fund
Debt (Option A)
Balance ($)
APR (%)
Years Remaining
Summary
Assumptions: fixed-rate loans, pre-tax cash flows, taxes/insurance approximated, no depreciation/tax effects. Results are estimates.
Net Worth Over Time
Tip: Stress test by raising vacancy/expenses (rental) or lowering expected return (index).